Use the main ratio to find how many of each type of passenger, then apply the sub-ratios.

• Adults : Children = 4 : 5, total 72 passengers.
• Adults = \(\frac{4}{9} \times 72 = 32\); Children = \(\frac{5}{9} \times 72 = 40\).
• Adults paying cash = \(\frac{1}{3+1} \times 32 = \frac{1}{4} \times 32 = 8\).
• Children paying cash = \(\frac{3}{2+3} \times 40 = \frac{3}{5} \times 40 = 24\).
• Total paying cash = 8 + 24 = 32.

Final Answer: 32