Ken has $20 less than John. Leo has $15 less than Ken. Work down the chain.

[[model:questions/solutions/q2085.png]]

• Ken → $45 − $20 = $25
• Leo → $25 − $15 = $10

Leo has $10.
Check: Leo $10 + $15 = Ken $25; Ken $25 + $20 = John $45. ✓