"20 minutes to 10" means 20 minutes before 10 o'clock, which is 40 minutes past 9 o'clock.
• The minute hand pointing at 8 means 8 × 5 = 40 minutes.
• 40 minutes past the hour = 20 minutes to the next hour (since 60 − 40 = 20).
• So the minute hand points at 8.
Final Answer: 8