Bill is 1 unit ($4150). His sister has 4 times as much, so 4 units. Altogether that is 5 units.
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• Sister = 4 units → 4 × $4150 = $16600
• Total = 5 units → $4150 + $16600 = $20750
Together they have $20750.
Check: $4150 + $16600 = $20750. ✓