Subtract the decimals by aligning the decimal points. Regroup where needed.
• 9.72 − 6.74
• 2 hundredths − 4 hundredths: not enough, regroup 1 tenth into 10 hundredths
• 9 ones 7 tenths 2 hundredths = 9 ones 6 tenths 12 hundredths
• 12 hundredths − 4 hundredths = 8 hundredths
• 6 tenths − 7 tenths: not enough, regroup 1 one into 10 tenths
• 9 ones 6 tenths = 8 ones 16 tenths
• 16 tenths − 7 tenths = 9 tenths
• 8 ones − 6 ones = 2 ones
• 9.72 − 6.74 = 2.98
• Check: 2.98 + 6.74 = 9.72 ✓
Final Answer: 2.98