To write 82,196 in words, break it into place-value groups.

• 82 thousands → "Eighty-two thousand"
• 196 → "one hundred and ninety-six"
• Combine: "Eighty-two thousand, one hundred and ninety-six"

Option A says "eight hundred and twenty-one thousand" = 821,000 — wrong.
Option C says "eight hundred and two thousand" = 802,000 — wrong.
Option D says "eighty-two hundred" = 8,200 — wrong.
Option B matches: eighty-two thousand, one hundred and ninety-six.

Final Answer: B: Eighty-two thousand, one hundred and ninety-six