Write each place value from the word form as digits, then combine.<br><br>
&bull; Thousands: Ninety-five thousand = 95 × 1 000 = 95000<br>
&bull; Hundreds: three hundred = 300<br>
&bull; Tens and ones: twelve = 12<br>
&bull; Combine: 95000 + 300 + 12 = 95312<br>
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Final Answer: 95312