Align decimal points and subtract \(9.72\) and \(6.74\).

• Hundredths: 2 − 4 cannot be done, so regroup 1 tenth (10 hundredths) from 7 tenths.
• 12 − 4 = 8.
• Tenths: 6 − 7 cannot be done, so regroup 1 one (10 tenths) from 9 ones.
• 16 − 7 = 9.
• Ones: 8 − 6 = 2.

Final Answer: 2.98